Recently www.easyquote.ie has noticed that significant changes have been applied to apartment block Insurance by many of Ireland’s leading Insurance Companies. This change could leave individual apartment owners facing severe financial difficulties.
What is the problem?
Insurance companies have sustained considerable losses from burst pipes, flooding and water damage claims over the past 12 months and as [...]

Many car insurance products include Personal Belongings cover as standard.
Not every policy includes this cover so it is important to ask before proceeding with a new car insurance policy.
But what is personal belongings cover on a car insurance policy?
This is an additional cover that allows for loss or damage to personal effects in the event [...]

Home Insurance Ireland
What is covered under the ‘freezer contents’ section of a home insurance policy?

Every home insurance policy is different but here are a few examples of wordings:
Wrightway Underwriting Household Policy
Wrightway will pay for Deterioration of food or drink caused by:
* A change in temperature of the freezer or refrigerator in the home.
* Contamination by [...]

What is ‘Driving of other Cars’ cover on a car insurance policy?
Many car insurance products include the ‘driving of other cars’ extension as standard. This cover is not always included. It also may be excluded for drivers under a certain age or drivers with provisional licence etc. It is important to ask if the cover is [...]

Car insurance will normally only cover windscreen damage on a comprehensive policy.
Not every policy includes this cover so it is important to ask before proceeding with a new car insurance policy.
But does a windscreen claim affect your no claims bonus?
Generally the answer is NO. Here are a few examples of policy wordings to clarify the point.
Kennco Highway [...]